Pay as you go.
100 free credits a month. Top up when you need more.
Top up credits
Buy once, use anytime. No recurring charges.
What credits buy
Each AI feature costs a fixed number of credits. Portfolio tracking is always free.
| Feature | Credits |
|---|---|
AI Chat General questions, stock lookup | 10 |
Smart alert Price target & volatility alerts | 20 |
Portfolio analysis Sector allocation, rebalancing | 30 |
Trade recordingsoon Log buy/sell transactions | 20 |
Brokerage statement OCRsoon Read brokerage statements (1 page) | 20 |
Market news searchsoon Real-time news & market analysis | 30 |
Chart analysissoon AI chart image interpretation | 30 |
Multi-page OCRsoon Batch statement import (up to 5 pages) | 50 |
Dividend analysissoon Yield, growth & payout analysis | 100 |
Stock deep divesoon Financials, valuation & risk assessment | 150 |
FAQ
What are free credits?
Every account receives 100 credits at the start of each month, at no cost. They reset monthly — unused free credits don't carry over.
Do purchased credits expire?
No. Credits you buy are yours forever — they never expire and carry over indefinitely.
What happens when I run out of credits?
AI features will pause until you top up or your free credits reset next month. Portfolio tracking always works, credits or not.
Is there a subscription?
No. StockPolly is pay-as-you-go. Buy credits when you need them, no recurring charges.
How does billing work?
We use Lemon Squeezy as our merchant of record. Lemon Squeezy handles payments, invoices, and tax compliance globally.
Start with 100 free credits.
No credit card required. Top up when you need more.